CHF’s Equity Filter is applied to each new loan request, and where appropriate additional steps or actions may be requested as a condition of our lending.
We ask ourselves and our borrowers these questions so that we can learn from each other and create more equitable housing outcomes
How is the organization as a whole demonstrating its commitment to equity generally, and to equitable housing specifically?
How does the organization communicate and make decisions around equity; what are the demographics of its staff and board; how are stakeholders reflected in activities, governance, and operations?
How does the organization conduct its outreach and engagement to ensure consideration of multiple perspectives?
How does the organization design service delivery and partnerships to address culturally specific needs?
What are the potential unintended outcomes of the project; how are they being addressed?
Are there barriers to more equitable outcomes that can be addressed in the design process? In the construction process? (Equitable team models/training, targeted population feedback, MWESB participation goals, workforce training and support)
Are there barriers to more equitable outcomes that can be addressed in marketing and lease-up (how is target population determined, what adjustments to past practices have been made, do recent lease-up results reflect greater diversity, do project partners reflect the community served and are they compensated fairly)?